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Privacy Policy

Collection of Information

To provide its clients with services and features that are relevant to their shopping experience, coj.ai collects information from its users via three principal methods:

Cookies and IP Address Logging

coj.ai logs user IP addresses and uses “cookies” for site statistics. These practices allow coj.ai to better understand, in aggregate, the preferences of its consumers and thereby create new services that better serve these preferences.

In many ways, cookies have become a way of life on the Web: their use is now an industry standard and is common among most of the major Internet sites. Concerned consumers can reset their browsers to decline cookies or to provide a notification when a cookie will be placed on their computer. coj.ai feels that accepting cookies is an individual decision that each user should make based on his/her own level of comfort with the practice.

Online Surveys

From time to time, coj.ai may ask users, on a completely voluntary basis, to share personal information when filling out optional online surveys offered through the coj.ai site.

Sharing of Information

coj.ai takes the privacy of its users extremely seriously. As a consequence, coj.ai has a strict policy against sharing individual user data with third parties, except in certain select instances. coj.ai may disclose or exchange user information when required by law, or, if necessary, to protect the rights or property of coj.ai or its users. In certain other instances.

Special Relationships

Some areas of the coj.ai web site are powered by third parties. In these cases, the Web pages, while having the coj.ai “look and feel”, reside on the third party server and are governed by the privacy policies or that company. coj.ai places clearly visible notices (such as the “Powered by” image on every page that is powered by a third party) to alert members when they are visiting such areas on the site.

Security

coj.ai has security measures in place to protect against the loss, misuse, and unauthorized alteration of the information under its control.

Compliance with COPAA

The coj.ai service is directed to homeowners; it is not directed to children under the age of 13. coj.ai complies with the Children Online Privacy Protection Act and does not permit registration by and will not knowingly collect personally identifiable information from anyone under 13 years of age.

Notice of Changes to Privacy Policy and/or Privacy Statement

Any modifications to coj.ai privacy practices will be reflected first within this area of the site. If there is a material change in our privacy practices, we will clearly indicate on our site that our privacy practices have changed and provide links to the new privacy policy and statement. We will take commercially reasonable measures to obtain written or active e-mail consent from the user if coj.ai is going to be using the information collected from the user in a manner different from that stated at the time of collection. We will also make best efforts to post the changes in our privacy statement 30 days prior to a change.

Contacting coj.ai

Any modifications to the coj.ai privacy practices will be reflected first within this area of the site. Questions regarding this privacy statement, or regarding any other aspects of coj.ai or its site, should be sent via e-mail by clicking the “contact us” link on this page.

We use email links located on the “contact us” page to allow you to contact us directly with any questions or comments you may have. We read every message sent in and try to reply promptly to every one. This information is used to respond directly to your questions or comments. We may also file your comments to improve the site and program, or review and discard the information.

Terms of Use

Welcome to coj.ai. Access to and use of this Internet site (the “site”) is provided subject to the following terms and conditions.

If you visit and use the site, you accept these terms and conditions. Please read them carefully. The company, coj.ai, may, at its sole discretion, modify or revise these terms at any time by updating this web page. You are bound by such modification or revision and should, therefore, visit this page periodically to review the terms.

REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT

Visitors may post reviews, comments, and other content, and submit suggestions, ideas, questions, or other information so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing upon intellectual property rights, or otherwise injurious to third parties. Also unacceptable are messages that contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of ‘spam’ mailing. Any complaints concerning abusive postings can be submitted by clicking the “contact us” link on this page. You agree to only post an opinion about a particular product or service, and to rate the helpfulness of any one only if you can prove you were a customer of that product or service.

You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. coj.ai reserves the right (but not the obligation) to remove or edit such content at any time. All opinions and ratings are provided by customers independent of coj.ai and do not represent the opinions of coj.ai.

If you do post content or submit material, and unless we indicate otherwise, you grant coj.ai and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant coj.ai and its affiliates and sub-licensees the right to use the name that you submit in connection with such content, if they choose.

You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy; and that you will indemnify coj.ai or its affiliates for all claims resulting from content you supply. coj.ai has the right, but not the obligation, to monitor and edit or remove any activity or content. coj.ai takes no responsibility and assumes no liability for any content posted by you or any third party.

coj.ai does not endorse, support or guarantee the truthfulness, accuracy or reliability of any opinions expressed by coj.ai visitors. You acknowledge that any reliance on such information will be solely at your own risk.

CONTENT AND OTHER INFORMATION

The site attempts to be as accurate as possible. However, coj.ai does not warrant that product descriptions, pricing, editorial commentary or other content of this site is accurate, complete, reliable, current, or error-free. Although coj.ai attempts to provide information that is useful, coj.ai cannot possibly insure the accuracy of all of the information at all times, and you should not rely on such information in situations where its inaccuracy would cause you to suffer any significant loss. coj.ai assumes no liability for inaccuracies in its product selections, search results, editorial content, or other content on the site. The various products referenced in the site are provided by third party vendors pursuant to agreements or other arrangements between such vendors and the end user. coj.ai does not sell or license any of the products, and disclaims any responsibility for or liability related to such products. Any questions, complaints, or claims related to any product should be directed to the appropriate vendor.

OTHER BUSINESSES AND LINKS TO OTHER SITES

Parties other than coj.ai is subsidiaries may provide services through this site. In addition, we may provide links to the sites of affiliated companies and certain other businesses. These links are provided solely as a convenience to you and not as an endorsement by coj.ai of the contents on such third-party sites. We are not responsible for examining or evaluating, and we do not warrant the offerings of any of these businesses or individuals or the content of their web sites. coj.ai does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and other terms of use.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, coj.ai DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY OR THIRD PARTY RIGHTS. coj.ai DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM coj.ai ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. coj.ai WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

IF YOU ARE DISSATISFIED WITH ANY OF THE MATERIALS OR OTHER CONTENTS OF THE WEB SITE, WITH THESE TERMS AND CONDITIONS, THE COMPANY’S PRIVACY POLICY OR OTHER POLICIES, YOUR SOLE REMEDY IS TO DISCONTINUE THE USE OF THE WEB SITE.

APPLICABLE LAW

By visiting and becoming a member of this site, you agree that the laws of the state of Illinois, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and coj.ai or its affiliates.

Copyright and Trademark Notice

All content on this site, including but not limited to editorial articles and guides, company background information, e-mails, user reviews, search results, graphics, logos and software, is the property of coj.ai, and is protected by United States and international copyright laws.

No content may be copied without the expressed written permission of coj.ai, which reserves all rights. The compilation of all content on this site is the exclusive property of coj.ai and protected by U.S. and international copyright laws.

Reuse of any of coj.ai search results, editorial content or graphics online for any purpose is strictly prohibited. The materials from coj.ai site are available for informational and noncommercial uses offline only, provided that the content and/or graphics are not modified in any way, that all copyright and other notices on any copy are retained, and that permission is granted by coj.ai. Permission to use coj.ai content is granted on a case-by-case basis. coj.ai welcomes requests. Please direct your inquiries by clicking the “contact us” link on this page.

Copying or adapting the HTML that coj.ai creates to generate its pages is prohibited. The HTML code also is covered by coj.ai copyright.

coj.ai Trademarks

Among the trademarks, service marks and trade dress owned by coj.ai are: the company name, the coj.ai character, company logos, and the “look” and “feel”, including the color combinations, button shapes, layout, and all graphical elements of the web site. Any use of coj.ai’s trademarks, including company logos, requires coj.ai’s permission. Please direct your inquiries by clicking the “contact us” link on this page.

coj.ai and trade dress may not be used in connection with any product or service that is not coj.ai’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits coj.ai. All other trademarks not owned by coj.ai or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by coj.ai or its subsidiaries.

Quoting from coj.ai

In quoting coj.ai’s editorial content in promotional materials or on product packaging, coj.ai requires that you submit the quoted material and sign an agreement with coj.ai stating that you will use the material in context, attribute the quote accurately, and identify coj.ai as the source. Please keep in mind, however, that coj.ai does not sponsor or endorse the products or services of others. If you believe your copyright material is being used on this web site without permission, please notify coj.ai by clicking the “contact us” link on this page.